Insured losses from natural hazards in Germany remained below average levels of previous years in the first half of 2025, according to the German Insurance Association (GDV).
“With around €1 billion [$1.2 billion], insured damage from storms, hail, heavy rainfall and floods was lower than expected based on long-term averages,” GDV chief executive Jörg Asmussen said in a statement.
Property insurance claims accounted for roughly €500 million from storms, hail, and lightning, with another €100 million caused by hazards such as flooding and heavy rain, the GDV reported. Motor insurance claims added €350 million. According to the GDV, the statistics also cover losses to household contents, businesses and industrial operations.
Looking ahead, the GDV said if losses in the second half of the year remain average, 2025 could be an under-average year for natural hazard claims.
If severe storms do not occur in autumn and winter, total losses for the year are expected to reach around €4.5 billion, Asmussen said, below the €6.3 billion expected for a typical year – though still at a high level.
He added that while the first half of 2025 was below average, the long-term trend shows a clear increase in extreme weather events and associated losses.